1. Introduction
Welcome to The Harbour Group . These Terms and Conditions govern your use of our SMS (Short Message Service) and marketing communications. By opting into our SMS and marketing services, you agree to these Terms and Conditions in full. If you disagree with these terms or any part of these terms, you must not use our services.

2. SMS Servicesa. Opt-In: You may opt into our SMS marketing services by submitting your information on the website.b. Messages: As a subscriber to our SMS services, you agree to receive pre-programmed, automated messages regarding health plan and savings products, services, offers, promotions, and updates from The Harbour Group.
c. Cost: Message and data rates may apply according to your mobile phone service provider.
d. Opt-Out: You can opt out of our SMS services at any time by calling our helpline or emailing us at [email protected]. After opting out, you will receive one final message confirming your opt-out within 48 hours of your opt-out.!

3. Marketing Communications
a. Consent: By providing your contact information, you agree to receive marketing communications from us about our insurance products, services, and offers through various channels, including but not limited to email, phone calls, and postal mail.
b. Unsubscribe: You may unsubscribe from our marketing communications at any time by following the unsubscribe link in our emails, contacting us directly, or using the methods described in our communications.

4. Data Protection and Privacy
Your privacy is important to us. All personal information collected through our SMS and marketing services will be handled in accordance with our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please refer to our Privacy Policy for more details.

5. Changes to Terms and Conditions
We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our SMS and marketing services after such changes constitutes your acceptance of the new Terms and Conditions.

6. Governing Law
These Terms and Conditions are governed by State of Florida without regard to its conflict of law provisions.

7. Contact Us
For any questions or concerns regarding these Terms and Conditions, please contact us at [email protected]