Medical Plans for Complete Health Coverage
Stay healthy & covered with our personalized medical plans – go beyond the basics! Enjoy routine check-ups, preventive care, vaccinations, and even specialized support for chronic conditions – all in one comprehensive medical cost sharing plans without much hassle.
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Coverage options
Enjoy peace of mind with coverage for hospitalization, doctor visits, prescription medications, and more.
Key Features
- Comprehensive Health Coverage
- Peace of Mind Assurance
- Extensive Provider Network
- Practical Health Solutions
- Fast Turnaround Time
- Proactive Wellness Focus
Benefits of our best cost sharing medical plans
Get everything you need to stay healthy, from doctor visits and mental health support to preventive care and more. Whether you need regular checkups, vaccines, screenings, or expert help with a long-term condition, we’ve got your health covered!
- Inpatient and outpatient services are included
- Access to a vast network of physicians, specialists, and healthcare facilities
- Ensure affordability and accessibility to essential medications
- Preventive care, nutrition guidance, and lifestyle support
Eligibility Criteria for the Medical Plans
This plan is open to individuals and families, making it accessible for everyone seeking reliable health coverage.
Citizenship or Legal Residency
US citizenship or legal residency status is a prerequisite.
Age Eligibility
Tailored for individuals aged 18 to 100 years.
Income Verification
Certain plans may require proof of income to determine eligibility.
How to Apply
At Harbor Group USA, getting the coverage you need is a straightforward process. Follow these simple steps to purchase your Medical Plan.
Navigate our user-friendly website to explore the variety of plans we offer, choose the category
Complete the quick online form to submit your request for a customised plan quote
Receive expert advice from our agent and get a personalized quote tailored to your needs
Find the ideal fit for your budget with flexible pricing and enrolment options, supported by our agents
After selecting your subscription plan, complete a quick verification process to ensure eligibility
Receive prompt confirmation of your enrollment along with detailed plan information
Cost Options
Get medical plans with flexible choices to fit your budget and health requirements.
2500 Classic Plan Highlights
- Deductible: single: $2,500 and Family: $5,000
- Max Out Of Pocket Limit: Single: $7,350 and Family: $14,700
- Coverage includes Primary care, Urgent care, Preventive care, and more
2500 Premium Plan Highlights
- Deductible: Single: $2,500 and Family: $5,000
- Maximum Out-of-Pocket Limit: Single: $8,150 and Family: $16,300
- Comprehensive overage includes Mental Health, Chiropractic Services, Rehabilitation, Childbirth/Delivery Facility, and more
Choose from various plans crafted to meet different financial requirements. We ensure you get the coverage you need at a price you can afford. Contact our Agents for specific cost breakdowns and payment options.
FAQs
Have questions about what’s covered, how to make a claim, or the enrollment process?
Our Medical Plan provides coverage for a wide range of health services, including hospitalization, doctor visits, prescription medications, preventive care, and more.
To make a claim, simply submit your medical bills along with the completed claim form to our claims department. Detailed instructions can be found on our website or by contacting our customer service.
Yes, our plan is designed to cover individuals and families. You can easily add your spouse, children, or other dependents to ensure comprehensive coverage for your entire family.
Yes, our plan covers pre-existing conditions. However, there may be certain waiting periods and conditions, so it's important to review the policy details for specific information.
You can schedule routine check-ups as needed, depending on your health needs. There are no strict limitations, and we encourage regular preventive care.
Yes, our plan allows you the flexibility to choose your preferred healthcare providers. We have an extensive network of healthcare professionals for your convenience.
Yes, emergency room care is covered. In case of a medical emergency, seek immediate care, and our plan will provide coverage for the associated expenses.
The waiting period varies based on the specific coverage. Review the policy details for information on waiting periods for different services.
Changes to coverage can typically be made during open enrollment periods or in certain qualifying life events. Contact our customer service for assistance with any coverage changes.
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What Clients Say
Success stories from customers who have benefited from the medical plan.