360 degree dental care plans to ensure your oral health
Say goodbye to dental worries! Our dental care plans keep your smile healthy and your wallet happy. It’s affordable and easy to use!
Benefits of Dental Care Plan
Get regular checkups and cleanings to prevent problems, along with expert care for any bigger issues like crowns and root canals. Our practical solutions for your dental needs will help you get a healthy, confident smile!
Preventive Services
- Regular cleanings
- X-rays
- Fluoride
Basic Services
- Fillings
- Extractions
- Sealants
Major Services
- Root canals
- Bridges
- Crowns
- Dentures
Network
Access our established network of experienced dentists focused on preventive and restorative care. Regular check-ups, specialist access, and convenient locations simplify your journey to optimal oral health, for you and your family.
Preventive Services
Network options for Preventive Services like Dental examinations, Bitewing X-Rays, Fluoride Treatments (Frequency limitations apply), Space Maintainers
- In-Network: Covered at 100%
- Out-of-Network: Covered at 80%
Basic Services
Network options for basic services like Fillings, Simple Extractions, Oral Surgery, Periodontics, Root Canals (Endodontics), Sealants
- In-Network: Covered at 80%
- Out-of-Network: Covered at 50%
Major Services
Network options for major services like Crowns & Gold Restorations, Bridgework, Full & Partial Dentures, Dentures Repair and Implants
- In-Network: Covered at 50%
- Out-of-Network: Covered at 50%
Eligibility criteria of Dental Care Plan
Open to individuals and families, our dental care plan ensures that quality dental care is within reach for everyone. Your smile is important, and so is your budget. Eligibility Criteria for the Dental Care Plans includes.
Citizenship or Legal Residency
US citizenship or legal residency status is a prerequisite.
Age Eligibility
Tailored for individuals aged 18 to 100 years.
Income Verification
Certain plans may require proof of income to determine eligibility.
How to Apply
At The Harbor Group, getting the coverage you need is a straightforward process. Follow these simple steps to purchase your medical plan.
Navigate our user-friendly website to explore the variety of plans we offer, choose the category
Complete the quick online form to submit your request for a customised plan quote
Receive expert advice from our agent and get a personalized quote tailored to your needs
Find the ideal fit for your budget with flexible pricing and enrolment options, supported by our agents
After selecting your subscription plan, complete a quick verification process to ensure eligibility
Receive prompt confirmation of your enrollment along with detailed plan information
Costs options
Understanding the costs and coverage options is crucial. Here’s a simplified overview.
Premiums
- Affordable monthly premiums tailored to fit your budget.
Out-of-Pocket Costs
- Minimal out-of-pocket expenses for preventive services.
- Co-payments for basic and major services with clear, transparent pricing.
Coverage Scenarios
Scenario 1
- Routine Check-ups - Covered with no additional cost.
Scenario 2
- Basic Services - Co-payments for immediate access to necessary treatments.
Scenario 3
- Major Procedures - Comprehensive coverage for essential dental work.
FAQs
Our Dental Plan provides coverage for a range of dental services, including routine check-ups, cleanings, X-rays, fillings, extractions, and major dental work such as crowns and bridges.
Yes, our plan allows you the flexibility to choose your preferred dentist. We have a broad network of dentists, or you can select a dentist outside the network, although costs may vary.
Yes, pre-existing dental conditions are covered. However, there may be waiting periods and conditions, so it's important to review the policy details for specific information.
You can typically schedule routine check-ups twice a year to maintain optimal oral health. Some plans may allow additional visits based on specific needs.
Orthodontic treatments may be covered under certain plans. Review the policy details to understand the coverage and any applicable waiting periods.
Yes, our plan is designed to cover individuals and families. You can easily add your spouse, children, or other dependents to ensure comprehensive dental coverage for your entire family.
To process a claim for dental procedures, submit your dental bills along with the completed claim form to our claims department. Instructions are available on our website or through our customer service.
Waiting periods for dental coverage may vary. Review the policy details for information on waiting periods for different dental services.
Cosmetic dental procedures may have limited coverage. Check the policy details to understand the extent of coverage for cosmetic treatments.
Get Your Personalized Dental Care Plan
What Clients Say
Success stories from customers who have benefited from the medical plan.
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The Harbor Group
At The Harbor Group, our journey is rooted in a rich legacy of healthcare expertise. Established with a mission to cater to small business owners, employees, and self-employed workers, we are committed to upholding values of integrity, transparency, and client-centricity.
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